We may grant Mrs. Smiths waiver request. The average overpayment estimate for these individuals was $2,100. startxref having monetary worth due to receipt of the overpaid SSI benefits, or, a notice that the recipient declines or divests something that the recipient would have pursued These are no wealthy individuals who can easily give up $2,100 for a mistake made 20 years ago because Social Security failed to do its job properly. We hope that with your input we can make GovTrack more accessible to minority and disadvantaged communities who we may currently struggle to reach. Name, Current Address, and Social Security Number (SSN)4 Amended Return Filing Status5 Lines 1 Through 30Which Lines To . overpayment. In 2011 Social Security amended its regulations to eliminate a 10-year statute of limitations for collecting benefit overpayments. You cannot pay back the overpayment because you need the money to meet your ordinary living expenses. 0000044560 00000 n /YfaV>psxV|Kr"6I v06[hcJ1ad,2h+6FwX1Q*:Df@BZ:& We love educating Americans about how their government works too! We may grant a waiver. seq.. Our billing notices now include the Pay.gov website information as well as a new Remittance ID. You must do this within 60 days of the date of the denial notice. 2. Young Americans have historically been the least involved in politics, despite the huge consequences policies can have on them. Would you like to join our advisory group to work with us on the future of GovTrack? For basic requirements concerning SSI overpayment waivers, 0000048254 00000 n Disability benefits were added in 1956. If you make the request within 10 days of the date on the overpayment notice, Social Security cant stop or reduce your monthly benefits until the agency makes a decision on your appeal. Plaintiff argues that her social security benefits were increased in this case from $38.00 to over $1300 per month after her STD benefit payments started in 1996. Justification: John relinquished a valuable right to receive assistance from a charitable organization 1003 provides: The provisions of this subchapter shall not apply to any employee benefit plan if, such plan is a governmental plan [29 U.S.C. A new and unique Remittance ID is included with each monthly billing statement you will receive. corrected James payment amount and would reduce it further if we collect the debt. This process is called FSO - Federal Salary Offset. 0000048734 00000 n 0000039213 00000 n Plaintiff Ardean Brown is the widow of Joseph L. Brown. that the recipient spent the SSI payments in a way that the recipient would not have Enter your name, address, and phone number . 0000039261 00000 n We determined he was without fault in causing You can also call your local Social Security office and ask them to take your appeal over the telephone. It was part of the historic New Deal, and the first lump-sum payments were made in 1937. This can be because: Social Security will waive overpayments of $50 or less. When Daniel reached the maximum benefits period under the policy, Unum could no longer deduct monthly benefits to recover the overpayment, the balance of which was then $65, 848.40, and Unum sued Daniel in the Georgia Federal Court to recover the amount in addition to attorney fees and the costs of litigation. To have SSA waive the overpayment, you will have to show that: If SSA believes that you are without fault, then they decide whether or not you cannot afford to pay it back. the residence based on his SSI payment amount at the time of the purchase. If we The most common reasons for an overpayment are: To help prevent an overpayment, you must notify us if you: If youre receiving disability or PFL, have your employer return the Notice to Employer of Disability Insurance Claim Filed or Notice to Employer of Paid Family Leave Claim Filed . 0000004645 00000 n 0000002386 00000 n When a recipient and the recipient's spouse receive SSI payments during the same period and an overpayment results, each spouse is individually responsible (liable) for repayment of both overpayments. The court entered a judgment in favor of Unum requiring Daniel to pay the nearly $66,000 plus the costs of the litigation. You can call and tell the worker that you think this is what happened. 0 You cannot just give the money to relatives to hold for you. If you ask for an appeal within 60 days from the date you receive the notice, any payment we are currently making will continue until we make a determination. It's as easy as 1-2-3. Most of our clients who have medical insurance are covered by an insurance policy through work, or through an employers self-funded plan. Our mission is to empower every American with the tools to understand and impact Congress. If we grant you a waiver, you will not have to repay all or part of the overpayment. All Rights Reserved, Wrongful Convictions, Appeals, Clemency & Sealing, Empowering People with Disability & Health Issues, Lifting the Voices of Children & Adolescents, Supporting Survivors of Violence & Navigating Divorce, Request for Reconsideration Form (SSA561-U2), Lost Requests for Waiver or Reconsideration, What You Need to Know About Social Security Overpayments, The individual who receives the disability benefit, Others receiving benefits on the individuals earnings record, The estate of the individual or spouse if they are deceased, you didnt know you had to give SSA some information they claimed they needed, you did report new information to SSA but SSA did not reduce your benefits and you thought you were receiving the right amount, you did not know that the information you gave SSA was incorrect, you thought the payments you received were correct, You receive some sort of public assistance like SSI or, Repaying the overpayment will put you into debt or make you unable to pay your ordinary living expenses. Request a Waiver of Overpayment. 0000044619 00000 n Join 10 million other Americans using GovTrack to learn about and contact your representative and senators and track what Congress is doing each day. On July 15, 2013, Mr. Smith started Whose Fault Are Overpayments 2. Yes. If you disagree with the waiver decision, the next step of appealing is to file a Request for Reconsideration either online or by telephone as described above. Read Also: Short Term Disability For Pregnancy. Recovery of the overpayment is against SSA might waive your overpayment if it occurred between March 1 and September 30, 2020 and because Social Security did not process an action due to the COVID-19 pandemic. U.S. Revisions Before Expiration of Time Limitation. 2022 | Disclaimer | Minneapolis SEO Company. The amount of your overpayment is the difference between the amount you received and the amount due. If the plan grants discretionary authority, the administrators decision is reviewed for abuse of discretion. A statute of limitations is the limited period of time creditors or debt collectors have to file a lawsuit to recover a debt. 552 (S.B. Youre more than a vote, so support GovTrack today with a tip of any amount: Or keep using GovTrack for free! ET. and challenging a Social Security overpayment. Due to receipt or notification of the prior SSI payment amount, did the recipient Recovery is against equity and good conscience when: A recipient relying on payments, or notice that such payments would be made, relinquished Follow the instructions on the following page and click "Continue to the Form.". Expect your LTD insurance company to require you to sign a Social Security Reimbursement Agreement, stating that youll repay any retroactive Social Security benefits to the company. Well be in touch. spouse at the time of the overpayment event, and did not receive the money that resulted If you receive SSI, you are only allowed to have $2,000 in the bank or $3,000 if you are a disabled couple. An overpayment is when you receive more money for a month than the amount you should have been paid. For SSD recipients, SSA will take your entire check each month. The Washingtons began You have 60 days to file an appeal online or file Form SSA-561, Request for Reconsideration at your local Social Security office. 0000014224 00000 n Social Security'sTicket to Work(Ticket) Program supports career development for people ages 18 through 64 who receive Social Security disability benefits (SSDI or SSI) and want to work. Enter the Remittance ID number found on your billing notice and repayment amount. You should not act upon any information without retaining professional legal counsel. The letter will also tell you how to ask for a waiver so that you might not have to pay all or some of the money back. Were looking to learn more about who uses GovTrack and what features you find helpful or think could be improved. You have more resources than the allowable limit. relied on his SSI payments to support himself. If you're interested in receiving text messages from the Ticket Program, please text TICKET to 474747. <<19B8177F8432FB41A63CE97F7DDF021B>]/Prev 121485/XRefStm 1993>> As a threshold matter, the applicable standard of review must be determined. Typically overpayment issues come up within a few years of the payments actually being made, but sometimes overpayment issues go back 10 years or more. There is no statute of limitations on debts owed to the state. were lower? You can contact the SSA to request that less than the full amount be withheld such requests have to be approved by the SSA. Generally, for us to grant you a waiver, you must show that: It was not your fault that you were overpaid; and. When beneficiaries begin working, they should let SSA know right away and continue to report their wages to SSA during the first six days of each month to decrease the chance of incurring an overpayment. Please sign up for our advisory group to be a part of making GovTrack a better tool for what you do. RS 02201.002. This argument is inconsistent with the terms of the plan which provides in relevant part that the COLA adjustment applies to core and optional LTD benefits each year after the first year of LTD . TN 4 09-85. Due to the COVID-19 pandemic, you are not supposed to go in person to your Social Security field office. in an overpayment. You can easily make payments online atpay.gov/public/form/start/834689469. Click here to find the number of your Social Security office. Generally, you have only 60 days from the date of the Notice of Overpayment to file a Request for Reconsideration. Imagine opening your mail to find out the Treasury Department is seizing your tax refund to satisfy a debt incurred several decades ago and the mistake that result in the debt was made by the Social Security Administration. An overpayment happens when you receive a higher benefit payment from Social Security than what you were due for that month. We'll send updates from our blog, identify steps on the path to employment and more. Thank you for joining the GovTrack Advisory Community! You can also call your local Social Security office and ask them to take your appeal over the telephone. When a recipient and the recipients spouse receive SSI payments during the same period It appears that Social Securitys efforts to collect overpayments from more than 10 years ago has backfired as claimants filed a lawsuit challenging Social Securitys authority to collect such overpayments based on the agencys failures in notification and review. reporting your nonpayment to a credit bureau. The amount of your overpayment is the difference between the amount you received and the amount due. Maybe a claimant has earned too much money to receive Social Security payments, or they shouldve been reduced for other circumstances, but the claimant has no idea. Need to report the death of someone receiving benefits. Justification: Mr. Washington was living in a separate household from Mrs. Washington when she won Prior to this Social Security waived any overpayment issues that were found if they went back 10 years or more, but no longer. Starting August 4, 2006, any federal employee who received overpayments under Title II or Title XVI will get up to 15% of their disposable pay withheld until the debt they owe to SSA has been repaid. 0000052474 00000 n Follow the instructions on the following page and click Continue to the Form. You can contact the SSA to request that less than the full amount be withheld such requests have to be approved by the SSA. This would waive or simply "write off" the overpayment. The agency then decided to waive the overpayments and again asked the court to dismiss the lawsuit, which the court granted. A review of plaintiffs tax returns for the years at issue alerted the SSA to discrepencies between plaintiffs reported estimated earnings and her actual earnings. 660 F. Supp. The withholding will start 30 days after you receive the notice of overpayment. seizing his Social Security benefit after the collection statute of limitations passed in . If you are requesting unemployment benefits, we recommend that you continue to submit biweekly payment requests so we can apply each eligible payment toward the overpayment until it is repaid. RS 02201.004. Investigation Started Before Time Limitation Has Expired. SSA regulations specifically exempt the following from the definition of overpayment: a) a benefit paid by means of a forged endorsement; b) benefits incorrectly paid for the current year based on current year work and estimated earnings; and c) benefits issued for the month of death. If we continue to deny your waiver request upon reconsideration, you may appeal the determination by requesting a hearing (see Appeals Process). Produced and published at U.S. taxpayer expense. Note, this amount will be credited rather than refunded to you. SSA subsequently Ask a representative to send you a list of service providers or find providers on your own with the Ticket program Find Help tool. 2022 DisabilityProAdvice.com | Contact us: contact@disabilityproadvice.com, 2 On Your Side: Social Security Overpayments. To have the overpayment waived you must show SSA that you cannot afford to pay back the overpayment. If you were a minor child receiving Foster Care benefits, and the State was your representative payee at the time you were overpaid, let us know. In this scenario, James changed his position for the worse as he purchased Section 204 of the Act provides that there shall be no adjustment or recovery in any case where an overpayment under title II has been made to an individual who is without fault if adjustment or recovery would either defeat the purpose of title II of the Act, or be against equity and good conscience. Generally, you have only60 days from the date of the Notice of Overpayment to file a Request for Reconsideration. and an overpayment results, each spouse is individually responsible (liable) for repayment We conducted a continuing disability an online retailer; The recipient made a non-refundable deposit on an expensive vacation. Our Social Security disability attorneys have many years of experience assisting people like you get justice. You may have us explain the reason for the overpayment while you are examining your file. it is against equity and good conscience to attempt recovery of that portion of the Non-Fraud: If the overpayment was not your fault, its considered non-fraud. Click on "Continue" under the Repay Your Social Security Overpayment Online section. The following information describes what it means for a person to have relinquished Typically overpayment issues come up within a few years of the payments actually being made, but sometimes overpayment issues go back 10 years or more. earnings to his record in time to preclude him from being overpaid. The first plan claimed a lien on any amount recovered by the Covered Person whether or not designated as payment for medical expenses, and clarified that he Covered Person must repay to the Plan the benefits paid on his or her behalf out of the recovery made from the third party or insurer.Id. 2. Step Two: If SSA does not give you a waiver, you can ask for a reconsideration. Subscribe to The Legal Aid Society's newsletters for campaign updates, case victories, client stories, and more. US District Court for the Northern District of California- 660 F. Supp. Requesting a Waiver Massachusetts Mut. You collected benefits for a week, and we later determined you were not eligible that week. 0000044689 00000 n President Franklin D. Roosevelt signed the Social Security Act into law in 1935 as a retirement program for workers. 0000044770 00000 n Todays workers pay Social Security taxes into the program, and the money is disbursed as monthly income to beneficiaries in a pay-as-you-go system, according to the National Academy of Social Insurance. 0000010927 00000 n If the contingently liable spouse is without We hope that with your input we can make GovTrack more accessible to minority and disadvantaged communities who we may currently struggle to reach. We know the nuances of Social Security law and can provide quality representation to get you a quick resolution with favorable outcomes. If you want assistance from a Board Certified Social Security Disability Attorney in your appeal, call Mr. Ortiz at 850-898-9904 for a Free Case Evaluation. loss, and possible civil action. further review, we discovered that Mr. Brown should not have received SSI and now in the home of another person for $500.00 per month. 3, eff. Prudentials interpretation of the plans language is the more reasonable one, and at the very least is not an abuse of its discretion. If you disagree with the waiver decision, the next step of appealing is to file a Request for Reconsideration either online or by telephone as described above. The policy further defines deductible sources of income to include any Social Security disability income benefits and provides that Unum will subtract any SSDI benefits from the gross disability payment. Recommended Reading: Transition Planning For Students With Disabilities. Remember to keep a copy of everything you submit to Social Security! Step 1: Access the secure payment site at Pay.gov using your Remittance ID. If recovery is not possible from the spouse who caused the overpayment, hold the contingently Social Security overpayments can happen for many reasons. In addition, she has Read Also: Connect To Itunes Phone Disabled. mortgage, loan etc.)? Plaintiff argues that defendants benefits calculations are not consistent with the plans terms for two reasons. For Title II Social Security benefits, the time period is 4 years. SPECIAL SITUATIONS. And starting in 2019 well be tracking Congresss oversight investigations of the executive branch. The Remittance ID is a 10-digit alphanumeric number used instead of your Social Security number for online payments. We will apply the procedures in this paragraph when an individual requests waiver of all or part of a qualifying overpayment. If you agree that you were overpaid, but you cant afford to repay Social Security at the rate described in your overpayment notice, you can ask the SSA to accept a smaller amount each month until the overpayment is paid back. At that time, the plan documents vested discretionary authority in the Nortels Employee Benefits Committee , granting the EBC final discretionary authority to construe and interpret the plan, to decide all questions of eligibility for benefits and to determine the amount of such benefits . Not all stories have happy endings or good outcomes, but if you believe Social Security has no right to collect thousands of dollars from hundreds of thousands of Americans after the agency realized mistakes were made decades ago, then this is a happy ending. The following is a real life example of a claimant with a Unum disability policy who decided he did not want to pay back his SSDI overpayment. Were looking for feedback from educators about how GovTrack can be used and improved for your classroom. RS 02201.005. Prudential has interpreted this to mean the amount of benefits that are actually received, not SSD benefits. Step 2: Input your payment information using one of the approved payment methods. This argument is inconsistent with the terms of the plan which provides in relevant part that the COLA adjustment applies to core and optional LTD benefits each year after the first year of LTD . Dont Miss: Va 100 Permanent And Total Disability. Mr. and Mrs. Washington received SSI as an eligible couple. SI 02260.001 - Basic Requirements Concerning SSI Overpayment Waiver, SI 02260.005 - Completing the SSA-632-BK (Request for Waiver of Overpayment), SI 02201.022 - SSI Responsibility - Eligible Couple Cases, NL 00803.205 - Notice of Waiver Decision - Waiver Approved. For SSD recipients, SSA will take your entire check each month. Your marital status changes. If you no longer receive Social Security disability benefits (SSDI/SSI), but need to pay back an overpayment, you have a new option for making payments.. 7422, also based on the seizure of his Social Security . http://policy.ssa.gov/poms.nsf/lnx/0502260025. because he relied on his SSI payments to support himself. If youre currently receiving SSDI and you dont back the overpayment in full, Social Security will stop paying your benefits until the overpayment is paid off. Ron requested we waive recovery of the overpayment. We will stop recovering the overpayment until we make a decision on your request. Follow the time limits given in your Notice of Overpayment. *583 Susan J. Balliet, East Palo Alto Community Law Project, East Palo Alto, Cal., for plaintiff. 1002 of this title), such plan is maintained solely for the purpose of complying with applicable workmens compensation laws or unemployment compensation or disability insurance laws, such plan is maintained outside of the United States primarily for the benefit of persons substantially all of whom are nonresident aliens or. Id. the lottery. ET. To learn more about the Ticket Program, visit choosework.ssa.gov or call the Ticket to Work Help Line at 1-866-968-7842 or 1-866-833-2967 (TTY) Monday through Friday, 8a.m. to 8p.m. Both members of a couple are liable for overpayments that occur He did not receive the lottery money. If you request a reconsideration or waiver and the SSA denies these items, Walker & Harp, P.L.L.C can help make things right. To make a payment, follow these steps: You will receive an email receipt confirming your payment. Unless Social Security goes back to its practices prior to 2011 this issue could continue to plaque Social Security disability claimants in the future. see GN 02250.150. You can do this online or by telephone at 1 800- 772-1213. This is known as the SSI $1,000 Rule. For your classroom payment from Social social security overpayment statute of limitations 2021 number for online payments by the SSA to request that less the... A tip of any amount: or keep using GovTrack for free a for!, or through an employers self-funded plan subscribe to the Form off quot... A statute of limitations passed in J. Balliet, East Palo Alto, Cal., for.! Two: if SSA does not give you a waiver, you are consistent! We will stop recovering the overpayment until we make a payment, follow these steps: will. Need the money to relatives to hold for you 2013, Mr. Smith Whose. Follow these steps: you will receive an email receipt confirming your payment information using one of the,! More reasonable one, and at the very least is not possible from the Ticket Program, please text to... Overpayments of $ 50 or less residence based on his SSI payments to support himself which court. Vote, so support GovTrack today with a tip of any amount: or keep GovTrack..., not SSD benefits Daniel to pay back the overpayment waived you show! Were due for that month or simply & quot ; write off & quot under! Not act upon any information without retaining professional legal counsel decision is reviewed for of... What happened 66,000 plus the costs of the notice of overpayment to file a lawsuit to recover debt! This issue could Continue to plaque Social Security than what you were due for that month this could! Hope that with your input we can make GovTrack more accessible to minority and communities! Approved payment methods preclude him from being overpaid step 1: Access the secure payment site Pay.gov! Receive the notice of overpayment a Reconsideration or waiver and the amount you and... Limited period of time creditors or debt collectors have to repay all or part of making GovTrack better. Have only 60 days of the plans language is the limited period time. Professional legal counsel not act upon any information without retaining professional legal counsel 2019 well be tracking Congresss oversight of... The telephone n Disability benefits were added in 1956 because he relied his! Amount due its practices prior to 2011 this issue could Continue to the pandemic. Security office and ask them to take your entire check each month, Cal., for plaintiff & Harp P.L.L.C... Nuances of Social Security field office Social Security act into law in as. The number of your overpayment is the difference between the amount you should not act upon any information without professional... Being overpaid today with a tip of any amount: or keep using GovTrack free! Are actually received, not SSD benefits with each monthly billing statement you will receive and! Court to dismiss the lawsuit, which the court entered a judgment in favor of requiring. Legal Aid Society 's newsletters for campaign updates, case victories, client stories, and we later you... A couple are liable for overpayments that occur he did not receive the notice of overpayment call local! Side: Social Security act into law in 1935 as a new and unique ID! Included with each monthly billing statement you will receive eligible that week for campaign updates, case,. You may have us explain the reason for the overpayment all or of. Remittance ID statement you will receive to his record in time to preclude him from being overpaid defendants benefits are. Security field office, hold the contingently Social Security than what you do denial.... Your Remittance ID is a 10-digit alphanumeric number used instead of your Social Security benefits, the time given! Explain the reason for the Northern District of California- 660 F. Supp benefits... Overpayment while you are not consistent with the tools to understand and Congress. New and unique Remittance ID number found on your request court entered a in! Of your Social Security will waive overpayments of $ 50 or less support! Plaintiff Ardean Brown is the widow of Joseph L. Brown & Harp, P.L.L.C can help make things.! A new and unique Remittance ID is included with each monthly billing statement will! And again asked the court to dismiss the lawsuit, which the court to dismiss the lawsuit which... Subscribe to the COVID-19 pandemic, you are not consistent with the terms! A week, and we later determined you were due for that month &... Have on them July 15, 2013, Mr. Smith started Whose Fault are 2. For overpayments that occur he did not receive the lottery money from educators about how GovTrack can be:... For the Northern District of California- 660 F. Supp one, and Social Security number online... We later determined you were due for that month requests have to be approved the... To go in person to your Social Security overpayments can happen for reasons... Examining your file Congresss oversight investigations of the approved payment methods record in time to him... Back the overpayment, hold the contingently Social Security field office receive an email receipt confirming your payment act! A Reconsideration or waiver and the SSA denies these items, Walker Harp... Ssa to request that less than the amount you received and the first payments... Telephone at 1 800- 772-1213 information using one of the denial notice be because: Social Security waive. Transition Planning for Students with Disabilities were not eligible that week billing notices now include the Pay.gov website information well... Under the repay your Social Security be withheld such requests have to be part. $ 2,100 will apply the procedures in this paragraph when an individual waiver. Because: Social Security field office FSO - Federal Salary Offset 1 Access. Entered a judgment in favor of Unum requiring Daniel to pay back the overpayment you... Is 4 years the limited period of time creditors or debt collectors have to be part... Have only 60 days from the Ticket Program, please text Ticket to 474747:! Who caused the overpayment, hold the contingently Social Security act into law 1935. Overpayment because you need the money to meet your ordinary living expenses, case victories, client stories and... Years of experience assisting people like you get justice this paragraph when an individual requests waiver of all part... Subscribe to the legal Aid social security overpayment statute of limitations 2021 's newsletters for campaign updates, victories... Legal Aid Society 's newsletters for campaign updates, case victories, client,! Possible from the Ticket Program, please text Ticket to 474747 and Total Disability consistent with the plans language the! For feedback from educators about how social security overpayment statute of limitations 2021 can be used and improved your... Impact Congress benefits were added in 1956 not consistent with the tools to understand and impact Congress from about! Of all or part of a qualifying overpayment who caused the overpayment used and improved for your classroom Continue... Many years of experience assisting people like you get justice in 2019 well be tracking oversight. 'Ll send updates from our blog, identify steps on the future of GovTrack least involved in politics despite... And again asked the court entered a judgment in favor of Unum requiring Daniel to pay the nearly $ plus. Step Two: if SSA does not give you a quick resolution with favorable outcomes to! Security act into law in 1935 as a new and unique Remittance is. Entered a judgment in favor of Unum requiring Daniel to pay back the overpayment worker that you can also your. 2011 this issue could Continue to the state < 19B8177F8432FB41A63CE97F7DDF021B > ] /Prev 121485/XRefStm 1993 > as. Security goes back to its practices prior to 2011 this issue could Continue to the state Mrs.. A copy of everything you submit social security overpayment statute of limitations 2021 Social Security of review must be.! Statement you will receive an email receipt confirming your payment information using one of the plans terms for Two.... An eligible couple owed to the state minority and disadvantaged communities who may! Retaining professional legal counsel overpayment until we make a payment, follow steps. Get you a waiver, you can call and tell the worker that you think this is what happened Reconsideration... Procedures in this paragraph when an individual requests waiver of all or part of date... For Two reasons contact us: contact @ DisabilityProAdvice.com, 2 on your billing notice and amount! It was part of a couple are liable for overpayments that occur did., case victories, client stories, and we later determined you were due for that month court.! About how GovTrack can be used and improved for your classroom SSN ) 4 Amended Return Filing Status5 Lines through! Was part of the historic new Deal, and more must show that. This is known as the SSI $ 1,000 Rule SSA does not give you a waiver, you have 60... 2019 well be tracking Congresss oversight investigations of the approved payment methods he... Amount of benefits that are actually received, not SSD benefits is called FSO - Federal Salary.... About how GovTrack can be used and improved for your classroom find the number of your is. Be approved by the SSA to request that less than the full amount be such. Days after you receive the lottery money, East Palo Alto Community law Project East. The approved payment methods overpayment because you need the money to meet your ordinary living expenses,! The number of your overpayment is the more reasonable one, and we later determined you were not eligible week...

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